Job Opportunity: Unit Head – Market Risk | Samba Bank

Samba Bank is seeking a qualified, highly analytical, and experienced professional to join its team as Unit Head, Market Risk – Risk Management. This permanent role is based in Karachi and offers an excellent professional growth environment with a competitive rewards structure.

Samba Bank is an equal opportunity employer; female candidates and persons with disabilities are highly encouraged to apply.

Job Overview:

• Position Title: Unit Head, Market Risk – Risk Management

• Job Type: Permanent

• Location: Karachi, Pakistan

• Industry: Banking / Financial Services

• Application Deadline: June 23rd, 2026

Why Join Samba Bank? (Benefits & Culture)

Samba Bank believes in attracting the best talent and keeping employees motivated through a comprehensive rewards structure:

• Competitive Salary: Market-competitive packages where individual contributions are recognized and rewarded.

• Comprehensive Health & Life Insurance: Excellent healthcare and life insurance coverage provided to ensure peace of mind for you and your family.

• Financing & Loans: Access to employee-priority programs for emergency, car, and house-building loans as per bank policy.

• Generous Annual Leave: Dedicated allowances for casual, sick, maternity, earned, and extraordinary leaves to support work-life balance.

• Continuous Training & Development: Strong institutional investment in your personal and professional growth through specialized training sessions, seminars, and workshops.

Eligibility Criteria

Education:

• Bachelor’s or Master’s degree, preferably in Finance, Business, Economics, or a related field.

Experience & Requirements:

• 7+ years of banking experience.

• Strong professional background in Risk Management, Treasury, or quantitative analysis.

Key Responsibilities

The selected candidate will be responsible for overseeing market and liquidity risks while performing the following core duties:

Compliance & Limit Monitoring

• Independently monitor the business’ compliance within the established independent limit/trigger framework.

• Monitor limit excesses on an ongoing basis to ensure corrective action is effectively carried out.

• Agree upon corrective actions for limit excesses in conjunction with business management.

• Ensure all market risk reports are in full compliance with statutory policies and procedures.

Policy & Strategic Review

• Periodically review and update the Market Risk & Liquidity Risk Management Policy in conjunction with the Chief Risk Officer (CRO).

• Recommend exceptions to the policy, notify the CRO & Board Risk Committee (BRC) of material exceptions, and maintain a file of approved policy exceptions.

• Review the bank's Funding and Liquidity Plans, including the Contingency Funding Plan; receive notifications if a plan is invoked or a contingency is declared, and review corresponding actions.

• Propose Market Risk Appetite (MAR) limits as appropriate, and review projected liquidity MAR and Stress Scenarios.

Reporting & Financial Analysis

• Prepare the Market Risk Limits Package (Price & Liquidity Risk) for Samba Bank Limited (SBL).

• Review Maturity and Interest Rate Gap reports.

• Review Basel III Capital Adequacy Ratio (CAR) and key liquidity ratios, including the Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), and ICAAP.

• Prepare the standard corporate Assets and Liabilities Committee (ALCO) approved ratios and the comprehensive Market Risk Pack for both ALCO and BRC.